Doug Hoyes: And that, when you state notice it, demonstrably the payday loan providers can notice it but therefore can one other loan providers.
Ted Michalos: some other loan providers, thatвЂ™s right.
Doug Hoyes: and thus hey, wait one minute, there may be some loans which can be concealed being a challenge. Now i do believe a moment reason that is good reporting to credit agencies is i do believe it actually assists the debtor.
Ted Michalos: We agree.